We are based in Dublin, Ireland, which has a proven reputation as a leading international financial services centre. A wide range of leading global financial institutions have, with the encouragement of the Irish Government, set up a base in Dublin’s International Financial Services Centre, resulting in a business friendly environment with an experienced workforce.

We are regulated by the Central Bank of Ireland. If we are unable to meet our obligations to your clients, they may be entitled to compensation under the UK Financial Services Compensation Scheme. Further details can be found in the following document: Policyholder Protection   PDF: 44KB

Our specialist Distribution Support Team is on hand to provide personal illustrations, bond valuations and product information.

Contact us for advice or technical guidance please contact your local Wealth Development Manager or your International Development Director.

Online Valuations will let you view online information on the fund value of your client’s policies. As an IFA, you will be presented with a list of your clients, or you can search your client base for a particular account. The site will let you view summary details of that policy, including the fund’s current value. 

Finally, the system will let you choose the dates between which you would like to generate an up to date Transaction Statement. The statement will be viewable using Adobe Acrobat and can be printed, emailed, or saved to your computer. Online Valuations can be accessed via this link 

Online valuations 

Our Online Valuations service is available only to registered users. To access the site, you must be an IFA who has sold a Legal & General International product. If you would like to register for the site, please contact our Distribution Support Team in Dublin. 

Our product is currently only available to residents of the UK, Channels Islands and Isle of Man.

No. The identity of each applicant must be verified using two documents. One document to confirm the applicant’s name, and another document to confirm the applicant’s address. We require verified copies of both documents. Please review our AML Checklist   PDF: 130KB

The reference will help us to identify receipt of a client's money and should include unique information such as name and/or date of birth.

The Transaction Account within each bond is designed to hold surplus cash at any point in time. This can include money held pending investment or withdrawal or deduction of charges.

There is no mandatory holding, although enough to cover two years’ charges is recommended. Interest will be earned at a rate which is 1.25% below the prevaling base rate in the relevant currency ($, £, €). The Transaction Account is not intended to be run as a Current Account, but occasionally, the deduction of charges may mean that the account becomes overdrawn.  Where the Transaction Account balance is negative, interest will be charged at a rate which is 3% above the prevailing base rate on the relevant currency.

The reduction in yield figure is available on page 3 of each quote under the heading 'What are the deductions for?'

We do not pay any capital gains tax or income tax in Ireland on investments held on behalf of policyholders. Therefore, investment gains are allowed to accumulate free of these taxes. Some assets in the bond may be liable to a small level of withholding tax on dividends or other income. This tax is income tax deducted from dividends and other income from overseas based investments. It is deducted at source to ensure that it does not leave the country of origin without being taxed.