The International Portfolio Bond is a life assurance policy that provides a tax-efficient way to hold a wide range of investments. It offers a variety of charging and commission structures designed to meet your clients' needs and accommodate your business model.

Investments can be in a wide choice of assets from a range of investment managers and deposit account providers. These include:

• an extensive range of collective investment schemes, including unit trusts and open-ended investment companies (OEICs);
• a choice of internal funds provided by Legal & General International;
• a number of leading UK platforms;
• cash deposits, discretionary asset managers and structured products; and
• a choice of currency denomination – British Pound, Euro or US Dollar.

Your clients can also benefit from our strength to negotiate preferential terms with leading fund managers, and they can also access a range of funds free of dealing charges via  the Cofunds Investment platform.

We also offer a suite of trust material to assist with inheritance tax planning that are available for use with this product.

The value of the bond, and any regular withdrawals a client may take from it, may go down as well as up.  The returns a client receives are not guaranteed and they could get back less than their original investment.

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